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What is Key Man Insurance?
- February 18, 2016
- Posted by: Liam Dai
- Category: Life Insurance
No CommentsRunning a business is hard work and it seems like immediate concerns are never-ending, whether it’s payroll, hiring new employees, marketing strategies, paying bills, and so forth. Delegating these tasks is the best strategy for sanity, but looking ahead, can you imagine if you lost a key employee—would your business be able to function?
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How Much Renter’s Insurance is Enough?
- February 11, 2016
- Posted by: Liam Dai
- Category: Home Insurance
If you’ve had a chance to read our blog before, you can see that we’ve covered what exactly renter’s insurance is and why it is a good idea to sign up [“Renters Insurance – Why do i need it and what is it for?”]– especially before disaster strikes. However, one question that we have yet
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Renter’s Insurance – why do I need it and what is it for?
- February 4, 2016
- Posted by: Liam Dai
- Category: Home Insurance, Uncategorized
One of the common benefits that renters tend to rely on is that they’re usually covered by their landlord’s insurance or their security deposit should something happen in their house/apartment. While your landlord is responsible for insuring the property against damages caused by fire and other disasters, this does not mean that your personal property
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Surety Bonds 101
- January 28, 2016
- Posted by: Liam Dai
- Category: Surety Bonds
The purpose of a surety bond is essentially to work as a risk transfer mechanism. In the most basic sense, a surety bond is an agreement between three parties: the principal, the surety, and the obligee. Principal: A person required to post bond. Obligee: A government entity or person requiring the principal to be bonded. Surety: A person
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What is life insurance?
- January 22, 2016
- Posted by: Liam Dai
- Category: Uncategorized
Life is ever anything but predictable. There are few guarantees that, if something would happen to yourself, your loved ones would be able to carry on. This is where life insurance comes in. Basically, a life insurance policy is a contract with an insurance company. By providing premium payments, the insurer pays out a lump-sum