Terms & Conditions

Terms and Conditions for RiskBlock.com

Effective Date: 01/01/2024

These Terms and Conditions (“Terms”) govern your use of the website RiskBlock.com (“Website”) and the services provided by Dai Consulting Inc DBA RiskBlock (“we”, “us”, or “our”). By accessing or using our Website and services, you (“you”, “your”, or “user”) agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with these Terms, please do not use the Website or our services.

1. Use of the Website

1.1 Eligibility

You must be at least 18 years old, or the legal age of majority in your jurisdiction, to use this Website and access our services. By using this Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

1.2 License to Use

We grant you a limited, non-exclusive, non-transferable license to access and use the Website and its content, solely for personal and non-commercial purposes. You may not:

• Copy, reproduce, distribute, or create derivative works of the Website or any of its content without prior written consent from us.
• Modify, reverse engineer, or decompile any part of the Website or any software used to operate it.
• Use the Website for unlawful purposes or to infringe upon the rights of others.

2. Services Provided

RiskBlock.com offers various services, including but not limited to insurance related services. The specific terms and conditions for each service may be outlined separately and will govern your use of such services in addition to these general Terms.

3. User Accounts and Registration

In order to access certain features of the Website, you may be required to create an account. When creating an account, you agree to provide accurate and up-to-date information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. If you suspect any unauthorized use of your account, please contact us immediately.

4. Communication via Forms and Requests

If you submit any information to us through forms on our Website, such as for a quote request, contact form, or other inquiries, you agree that we may use the provided information to:

• Contact you regarding your inquiry
• Provide requested services or information
• Respond to your questions or concerns

By submitting information to us, you consent to receiving communication via email, phone, or text (SMS) as outlined in our Privacy Policy.

5. Prohibited Conduct

You agree not to:

• Use the Website in any manner that could damage, disable, overburden, or impair the Website or interfere with any other party’s use of the Website.
• Upload, post, or transmit any content that is unlawful, defamatory, obscene, harassing, or otherwise objectionable.
• Use the Website to collect personal information from others without their consent.
• Violate any applicable laws, regulations, or third-party rights.

We reserve the right to suspend or terminate your account and access to the Website if we determine, in our sole discretion, that you have violated these Terms.

6. Disclaimers

6.1 No Warranty

The Website and its content are provided “as is” and “as available” without any warranty of any kind, either express or implied. We do not warrant that the Website will be error-free, secure, or free from interruptions, or that any defects will be corrected. We make no representations or warranties regarding the accuracy, completeness, or reliability of any content or services provided through the Website.

6.2 Third-Party Links

The Website may contain links to third-party websites. These links are provided for your convenience only, and we do not endorse or control the content of such websites. We are not responsible for the practices or policies of third-party websites.

7. Limitation of Liability

To the maximum extent permitted by applicable law, RiskBlock.com and its affiliates, directors, employees, agents, or licensors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Website or its services, even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify, defend, and hold harmless RiskBlock.com, its affiliates, employees, agents, and partners from any claims, losses, damages, liabilities, and expenses (including legal fees) arising out of or in connection with:

• Your use of the Website and its services
• Your violation of these Terms
• Your infringement of any third-party rights

9. Modifications to the Terms

We reserve the right to modify or update these Terms at any time. When we make changes, we will update the “Effective Date” at the top of this page. You are encouraged to review these Terms periodically. Continued use of the Website after any changes constitutes your acceptance of the updated Terms.

10. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of New York, USA. Any disputes arising from or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in New York.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

11. Termination

We may suspend or terminate your access to the Website and services at any time, for any reason, without prior notice, including if we believe you have violated these Terms. Upon termination, all rights granted to you under these Terms will immediately cease, and you agree to stop using the Website and services.

12. Privacy Policy

Your use of the Website is also governed by our Privacy Policy Please refer to it for detailed information on how we collect, use, and protect your personal data.

13. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

RiskBlock
PO Box 821, New Rochelle, NY 10802
Email: service@riskblock.com
Phone: 914-294-5300