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  • I received a Workers’ Compensation Employer Inquiry Notice from State of New York Workers’ Compensation Board, what should I do?

    • January 16, 2020
    • Posted by: Liam Dai
    • Category: Uncategorized
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    I received a Workers’ Compensation Employer Inquiry Notice from State of New York Workers’ Compensation Board, what should I do? If you received this letter from the NY Workers’ Compensation Board, Bureau of Compliance, you MUST respond the letter otherwise you will get a penalty from the state. Sometimes this letter is triggered by your

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  • I received a “State Mandated NY DBL/PFL & BaseLine Insurance Premium Invoice” from ShelterPoint Insurance, what should I do?

    • January 3, 2020
    • Posted by: Liam Dai
    • Category: Uncategorized
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    I received a “State Mandated NY DBL/PFL & BaseLine Insurance Premium Invoice” from ShelterPoint Insurance, what should I do? You are receiving this letter from Shelterpoint Insurance Company because they need to know how many employees you have and what the estimate payroll will be. You are REQUIRED to complete this otherwise they will cancel your

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  • I received a Travelers TravPay | Late Payroll Notice but I don’t have payroll last week or employees yet

    • December 26, 2019
    • Posted by: Liam Dai
    • Category: Uncategorized
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    I received a Travelers TravPay | Late Payroll Notice but I don’t have payroll last week or employees yet These instructions are for clients who are set up with: Travelers Insurance for Worker’s Compensation “TravPay” (Traveler’s Pay as you go billing option) No employees yet, or did not start payroll with payroll provider yet And

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  • Small Business Insurance Workshop – 10/30/2019

    • October 7, 2019
    • Posted by: Liam Dai
    • Category: Insurance Workshops, Uncategorized
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    Liam Dai – Lead Insurance Advisor will be teaching a Small Business Insurance Workshop for business owners or start ups. Description: Attention New York business owners! It is extremely important as a small business to make sure you know how to protect your investments, and yourself, from liability and other hazards. In this workshop, Liam

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  • “Sunset Clauses and Your Policy”

    • August 30, 2017
    • Posted by: Liam Dai
    • Category: Uncategorized
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    “Sunset Clauses and Your Policy” While we’ve talked about the hidden dangers about cheap insurance  on this blog, there seems to be no limit to what corner-cutting insurance companies are willing to pass on to their customers. One particular topic that most policyholders may be unaware of is something called a “sunset clause.” In this

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  • Expert Tips from Realtors: What You Need to Know While Looking for Your Dream Home

    • August 23, 2017
    • Posted by: Liam Dai
    • Category: Uncategorized
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    Expert Tips from Realtors: What You Need to Know While Looking for Your Dream Home (If you’re looking to purchase a home, RiskBlock has provided consumers with a free ebook [ADD LINK TO “RiskBlock Ebook”] that can guide you step-by-step through the process, including tips from realtors, attorneys, lenders, and RiskBlock insurers.) At RiskBlock, our

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  • 11 Questions You Should Ask Your Mortgage Lender Before Buying a Home

    • August 16, 2017
    • Posted by: Liam Dai
    • Category: Uncategorized
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    11 Questions You Should Ask Your Mortgage Lender Before Buying a Home (If you’re looking to purchase a home, RiskBlock has provided consumers with a free ebook [ADD LINK TO “RiskBlock Ebook”] that can guide you step-by-step through the process, including tips from realtors, attorneys, lenders, and RiskBlock insurers.)  If you’re looking to purchase your

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  • Insurance Tips to Know Before Purchasing Your New Home

    • August 9, 2017
    • Posted by: Liam Dai
    • Category: Uncategorized
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    Insurance Tips to Know Before Purchasing Your New Home (If you’re looking to purchase a home, RiskBlock has provided consumers with a free ebook [ADD LINK TO “RiskBlock Ebook”] that can guide you step-by-step through the process, including tips from realtors, attorneys, lenders, and RiskBlock insurers.) While looking for your dream house, there’s probably a

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  • If You Love Your Pet, Make Sure You Have Pet Insurance

    • August 2, 2017
    • Posted by: Liam Dai
    • Category: Uncategorized
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    If You Love Your Pet, Make Sure You Have Pet Insurance Hello, everyone. Liam Dai here. As an insurance advisor, I encounter how insurance affects my client’s lives daily, whether it’s been an auto accident,  an injury at the workplace,  and virtually every imaginable situation.  However, while it’s good to prepare yourself for countless situations

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  • Landlord Insurance: Ways to Minimize Your Liability Part 2

    • July 26, 2017
    • Posted by: Liam Dai
    • Category: Uncategorized
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    Landlord Insurance: Ways to Minimize Your Liability Part 2 As a continuation of our previous article,  we’ll continue to look at more ways that landlords can be held liable and strategies to avoid legal action before it occurs.   Make Your Property Accessible for the Disabled and Impaired While it varies by state and municipality,

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