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“Sunset Clauses and Your Policy” While we’ve talked about the hidden dangers about cheap insurance  on this blog, there seems to be no limit to what corner-cutting insurance companies are willing to pass on to their customers. One particular topic that most policyholders may be unaware of is something called a “sunset clause.” In this

Expert Tips from Realtors: What You Need to Know While Looking for Your Dream Home (If you’re looking to purchase a home, RiskBlock has provided consumers with a free ebook [ADD LINK TO “RiskBlock Ebook”] that can guide you step-by-step through the process, including tips from realtors, attorneys, lenders, and RiskBlock insurers.) At RiskBlock, our

11 Questions You Should Ask Your Mortgage Lender Before Buying a Home (If you’re looking to purchase a home, RiskBlock has provided consumers with a free ebook [ADD LINK TO “RiskBlock Ebook”] that can guide you step-by-step through the process, including tips from realtors, attorneys, lenders, and RiskBlock insurers.)  If you’re looking to purchase your

Insurance Tips to Know Before Purchasing Your New Home (If you’re looking to purchase a home, RiskBlock has provided consumers with a free ebook [ADD LINK TO “RiskBlock Ebook”] that can guide you step-by-step through the process, including tips from realtors, attorneys, lenders, and RiskBlock insurers.) While looking for your dream house, there’s probably a

If You Love Your Pet, Make Sure You Have Pet Insurance Hello, everyone. Liam Dai here. As an insurance advisor, I encounter how insurance affects my client’s lives daily, whether it’s been an auto accident,  an injury at the workplace,  and virtually every imaginable situation.  However, while it’s good to prepare yourself for countless situations

Landlord Insurance: Ways to Minimize Your Liability Part 2 As a continuation of our previous article,  we’ll continue to look at more ways that landlords can be held liable and strategies to avoid legal action before it occurs.   Make Your Property Accessible for the Disabled and Impaired While it varies by state and municipality,

Landlord Insurance: Ways to Minimize Your Liability If you’re a landlord, you know that protecting your investment property can seem like a mythical Hydra: you slay one head, only for three more to appear! From keeping your property up to code to dealing with late rent, do landlords ever catch a break? Furthermore, do you

How to Find a Good Insurance Advisor   When you’re looking for insurance to protect your family, assets, and business interests, it’s a sound financial strategy to have an expert on your side. Luckily, insurance advisors (also known as insurance consultants) specialize in providing clients with their expertise to optimize coverage, seek the most adequate

Fannie Mae Loan Guidelines and Insurance Requirements for Condo Owners Explained Since the last changes for Fannie Mae’s lenders guidelines in 2011, insuring your condo has been playing a larger role than before for those seeking a mortgage. As of 2016, the latest guidelines from Fannie Mae (which are still intact) state that condo owners

Insurance 101: What is Underwriting? Insurance can seem like a strange form of financial sorcery to most people. Even while we know we’ve bought coverage, do we know exactly what insurance agents do and how our policies are formed?  One common question that many consumers have is: what is underwriting? You may have seen this