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What is PIP? And What Are No-Fault States? If you’ve ever been involved in an auto accident, you know there’s more pain than just your injuries. Trying to be adequately compensated for your losses and damages can be a trying endeavor, leaving you confused. One term that you will hear after an accident is “no-fault”

I Don’t Have a Car… but I Want Car Insurance! For urban dwellers and young driver, car ownership may be low, but the need to drive for trips, business, and vacations necessitates the use of another person’s/company’s vehicle. You may not realize it, but if you drive another person’s car or use a rental vehicle

Filing Claims Do’s and Don’ts Being involved in an accident can be a very trying experience for those involved. However, it is extremely important that you follow some guidelines to ensure that you get your claim filed in the fastest way possible and put yourself in legal jeopardy. In this article, we’ll be taking a

Cheap Auto Insurance for Luxury Cars Here at RiskBlock, we’ve covered the topic of luxury car insurance  to protect your valuable automotive assets. This is certainly an intelligent step, but when talking to insurance companies, realize that most mass market insurers aren’t equipped to insure luxury cars adequately – they make their money off of

Assumed Risk and Sports Liability Playing competitive sports is one of the great joys of life. There’s simply nothing better than waking up to the smell of the grass and suiting up for some healthy competition. However, as a sports player or coach, you’re aware of injuries happening all the time on the playing field.

Accident in Another State? Auto insurance  can be tricky to determine just whom is at-fault, which state laws are held in effect, and what the proper course of action to take is when filing a claim. For New York residents (and those in the Tri-State area and Five Boroughs), this is certainly a concern, with

Term or Whole Life insurance – What’s Better? Consumers face a multitude of decisions when it comes to insurance. Often, people will purchase a policy without knowing exactly what the fine print in a contract entails. One exception to this may be life insurance, which requires solid financial planning and forethought. However, not all life

WHY DO I NEED LIFE INSURANCE? While it may not be the most pleasant topic to think about, taking out a life insurance policy can help protect your family’s future. Much like a filling out a will, you are ensuring that your wishes are carried beyond your lifetime, but what’s most important is that life

Water Backup vs. Flood Insurance Oh no! Is there anything worse than water rushing into your home and damaging your possessions? While water damage is every homeowner’s nightmare, it is good to know that an insurance policy can help you recover. However, if you’re thinking that your standard homeowner’s policy  covers it, think again. In

That’s What Insurance is For, Right There’s many things that we wish we could control about our lives. We can have the bills paid, drive the speed limit, strive for a comfortable standard of living–and still, accidents can happen and our life can be momentarily led astray by mishaps. This is, of course, what insurance