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Involved in a Car Accident That’s NOT Your Fault? Here’s What to Do (Part One) Bang! Crash! Ever been involved in an accident that wasn’t your fault? Dealing with an accident is never fun. While dealing with the injuries and delays, there’s also the matter of dealing with the insurance company when making a claim

Vacant Property? What You Need to Know Own an unoccupied property? Homes can become vacant for many reasons. For example, perhaps you’ve moved to another home but haven’t sold your property, you’re remodeling your home while living elsewhere, or you own a rental property but are between tenants. Whatever the reason, you should know that

Sports Insurance for Coaches and Athletes, Part 2 (This is a continuation of the previous article, “Sports Insurance for Coaches and Athletes, Part 1”) Organizations Require Insurance? As a word of caution, if you aren’t sure if you’re covered and continue to participate in sports, it may be in your best interest to determine if

Sports Insurance for Coaches, Part 1 Sports are an inherently risky leisure activity or profession for the participants, including the athletes, coaches, personnel, and spectators. Broken bones, fractures, and a whole host of other injuries are the norm for playing sports. So, if that’s common sense, then why don’t more people understand the importance of having

Replacement Value vs. Market Value When all is said and done, owning a home is a lot of work. Bills need to be paid, repairs are never-ending, and paying off a mortgage all tend to weigh down homeowners. What some homeowners tend to miss is not about what homeowners’ insurance entails  but more about how

What is PIP? And What Are No-Fault States? If you’ve ever been involved in an auto accident, you know there’s more pain than just your injuries. Trying to be adequately compensated for your losses and damages can be a trying endeavor, leaving you confused. One term that you will hear after an accident is “no-fault”

I Don’t Have a Car… but I Want Car Insurance! For urban dwellers and young driver, car ownership may be low, but the need to drive for trips, business, and vacations necessitates the use of another person’s/company’s vehicle. You may not realize it, but if you drive another person’s car or use a rental vehicle

Filing Claims Do’s and Don’ts Being involved in an accident can be a very trying experience for those involved. However, it is extremely important that you follow some guidelines to ensure that you get your claim filed in the fastest way possible and put yourself in legal jeopardy. In this article, we’ll be taking a

Cheap Auto Insurance for Luxury Cars Here at RiskBlock, we’ve covered the topic of luxury car insurance  to protect your valuable automotive assets. This is certainly an intelligent step, but when talking to insurance companies, realize that most mass market insurers aren’t equipped to insure luxury cars adequately – they make their money off of

Assumed Risk and Sports Liability Playing competitive sports is one of the great joys of life. There’s simply nothing better than waking up to the smell of the grass and suiting up for some healthy competition. However, as a sports player or coach, you’re aware of injuries happening all the time on the playing field.