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Are You in Peril? How Insurers Define Coverage Knowledge is power. That’s why it always helps to be informed about the not only how to insure your property, but how the insurance company defines its own jargon. One of the terms you may have seen while reading over your policy was “perils”. Short of sounding like

Named Insured vs. Additional Driver If you’ve been reading our blog for some time, you’ve probably had the opportunity to learn a great deal about auto insurance. [INSERT LINK TO “What is Auto Insurance”] It’s a vast topic, as not everyone’s situation is identical in every case. However, insurance companies recognize certain types of drivers

Insurance Is Not a Maintenance Plan Got some rickety steps? Some shingles on the roof that are ready to come loose? While you may have a homeowners insurance policy that you feel is extensive, there are limits to your coverage. While your home’s condition is always in a state of flux, did you know that

Disclose the Dog There often is much difference between your family members and your beloved pooch—besides a little fur here and there. But while your four-legged friend guards your home and offer undying loyalty, homeowner’s must be practical. One bite to a neighbor, friend, or mailman could send your wallet into a death spiral. While

How’s Your Collection Insured? For some, our possessions become our hobbies, like a fine collection of jewelry or sports memorabilia. For others, our possessions are our livelihood. Musicians certainly fall into this category. One concern, however, is universal among us all: what would happen if we lost or damaged our most cherished items? The thought

Don’t Insure Your House for Less than Replacement Cost It seems that homeowners are always beleaguered with an incessant list of problems: a leaky roof, freezing pipes, and the neighborhood dog that keeps digging up your garden. While these are relatively minor, what would happen if some catastrophe did occur? Now, you may have homeowners

Insurance Q & A: My Bank Wants to Insure Me More Than I Loan? Q: “I’ve been talking to my bank about my current homeowners insurance policy. My personal banker informed me that, because I’m refinancing my home for more money ($300,000) than my home is worth ($235,000), I would need to insure beyond my