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Accident in Another State? Auto insurance  can be tricky to determine just whom is at-fault, which state laws are held in effect, and what the proper course of action to take is when filing a claim. For New York residents (and those in the Tri-State area and Five Boroughs), this is certainly a concern, with

Term or Whole Life insurance – What’s Better? Consumers face a multitude of decisions when it comes to insurance. Often, people will purchase a policy without knowing exactly what the fine print in a contract entails. One exception to this may be life insurance, which requires solid financial planning and forethought. However, not all life

WHY DO I NEED LIFE INSURANCE? While it may not be the most pleasant topic to think about, taking out a life insurance policy can help protect your family’s future. Much like a filling out a will, you are ensuring that your wishes are carried beyond your lifetime, but what’s most important is that life

Water Backup vs. Flood Insurance Oh no! Is there anything worse than water rushing into your home and damaging your possessions? While water damage is every homeowner’s nightmare, it is good to know that an insurance policy can help you recover. However, if you’re thinking that your standard homeowner’s policy  covers it, think again. In

That’s What Insurance is For, Right There’s many things that we wish we could control about our lives. We can have the bills paid, drive the speed limit, strive for a comfortable standard of living–and still, accidents can happen and our life can be momentarily led astray by mishaps. This is, of course, what insurance

Renters’ and Jewelry Insurance  If you’re a renter, you should know that having renters’ insurance  is one of the best things renters can do to secure their belongings and their future welfare should a loss occur. Renters should know that there are limits to how much they can be compensated for per item. In no

Am I Covered? Liability Insurance for Moving Trucks Is there anything more stressful than moving? Besides relocating your possessions to a new and possibly unfamiliar environment, you may be putting more than the condition of your items. This is none more apparent than renting a moving truck to handle your possessions—you may have insurance, but

Buying a Luxury Condo? Here’s What You Need to Know About Insurance Owning a luxury condo or townhouse in New York can be more than a dream for those seeking the finer things in life. If you’re planning to purchase a Manhattan luxury condo, have you considered how you will be insured? Sure, it is

Insurance 101: The Dec Page Insurance companies typically issue a number of documents when issuing a policy. For the consumer, these documents may not be the most easily understood, as insurers include industry-specific jargon and shorthand that actually represents how you’re covered. If you have your policy handy, we’ll be taking a look at the

Insurance Q & A: Insuring My Wedding Ring Q: “Hello, RiskBlock. I’m planning on proposing to my girlfriend in the next month. While it’s a big investment, I’ve decided to purchase a rather expensive ring for our engagement and an even more expensive one for our wedding day. After reading a few of your articles