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If You Love Your Pet, Make Sure You Have Pet Insurance Hello, everyone. Liam Dai here. As an insurance advisor, I encounter how insurance affects my client’s lives daily, whether it’s been an auto accident,  an injury at the workplace,  and virtually every imaginable situation.  However, while it’s good to prepare yourself for countless situations

Landlord Insurance: Ways to Minimize Your Liability Part 2 As a continuation of our previous article,  we’ll continue to look at more ways that landlords can be held liable and strategies to avoid legal action before it occurs.   Make Your Property Accessible for the Disabled and Impaired While it varies by state and municipality,

Landlord Insurance: Ways to Minimize Your Liability If you’re a landlord, you know that protecting your investment property can seem like a mythical Hydra: you slay one head, only for three more to appear! From keeping your property up to code to dealing with late rent, do landlords ever catch a break? Furthermore, do you

How to Find a Good Insurance Advisor   When you’re looking for insurance to protect your family, assets, and business interests, it’s a sound financial strategy to have an expert on your side. Luckily, insurance advisors (also known as insurance consultants) specialize in providing clients with their expertise to optimize coverage, seek the most adequate

Fannie Mae Loan Guidelines and Insurance Requirements for Condo Owners Explained Since the last changes for Fannie Mae’s lenders guidelines in 2011, insuring your condo has been playing a larger role than before for those seeking a mortgage. As of 2016, the latest guidelines from Fannie Mae (which are still intact) state that condo owners

Insurance 101: What is Underwriting? Insurance can seem like a strange form of financial sorcery to most people. Even while we know we’ve bought coverage, do we know exactly what insurance agents do and how our policies are formed?  One common question that many consumers have is: what is underwriting? You may have seen this

What is Loss Assessment Coverage? Got a condo or townhouse? If you own a condo or town-home, you owe it to yourself to read this article and ask yourself, “am I fully covered by my HOA insurance policy?”  If you’re unsure, a loss assessment coverage policy is a protection that condo owners can use on

What is an Insurance Advisor? On this blog, we seek to educate the consumer in a straight-forward way so that you can make the best decision to ensure your family  and your property  are covered in the event of a catastrophe. While you may make the best decisions and cross your fingers that nothing befalls

Spring Cleaning: Time for Insurance! Out with the old, in with the new. Springtime brings a whole new set of activities to embrace. Everywhere we look, there’s something to be done. Probably the last concern we think of as we haul last year’s junk to the curb is how we’re covered by insurance. It’s a

Sewer Main Pipe Burst – Am I Covered by my Insurer? Is there nothing worse than discovering that your basement is flood and your possessions are floating in sewage? Yikes! When a “flood” like this occurs, we may rely on our homeowners insurance  to cover the damages. But did you know that a catastrophe of